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FIN-05

FinTech Payment Rails

Stablecoin settlement, cross-border corridors and central bank pilots.

Recent

  1. News briefPY-2026-0303

    A card programme settling in stablecoin

    SoFi Bank has moved its full card programme to blockchain settlement across Mastercard's network, using its own SoFiUSD.

    2 minSource: Finextra

  2. News briefPY-2026-0302

    A bank becomes a stablecoin distributor

    Standard Chartered will distribute HKDAP, the Hong Kong dollar stablecoin from a venture it part-owns, starting with institutional clients.

    2 minSource: Cointelegraph

  3. Market briefPY-2026-0301

    Fifty-seven percent would take it, eighteen do

    Stripe surveyed 2,300 independent workers in 20 countries. The gap between willingness and provision is the whole finding.

    2 minSource: Stripe

  4. News briefPY-2026-0300

    Stablecoin payments arriving as card payments

    Rain's chief executive says more than 100,000 merchants take them already, settling through Visa in about three days without knowing the origin.

    2 minSource: The Block

  5. News briefPY-2026-0299

    Stripe goes after the double conversion

    Settlement in up to 18 currencies across 37 markets, plus conversion between 15 currencies on demand — aimed at businesses paying FX twice.

    2 minSource: Stripe

  6. Field reportPY-2026-0298

    The corridor, not the coin, is the product

    Businesses moving money across borders do not care what settles the transfer. They care about the two ends.

    $196B▲ +3.4%stablecoin supply

    9 min

  7. AnalysisPY-2026-0291

    Central bank pilots narrowed to wholesale

    Retail projects quietly shelved; interbank settlement is where the work continued.

    9▲ +3active wholesale pilots

    6 min

  8. Market briefPY-2026-0284

    Issuers compete on reserve disclosure now

    Composition converged. Reporting frequency and auditor identity did not.

    94%▲ +2ppreserves in T-bills and repo

    5 min

  9. Research notePY-2026-0277

    Chargebacks have no analogue, and buyers notice

    Irreversibility is a feature for the merchant and a problem for everyone selling to consumers.

    0.9%▼ −0.1ppcard dispute rate, merchant sample

    7 min